Benefits Are Easy to Miss and Hard to Untangle

After your spouse dies, there is money, coverage, and support you may be entitled to. But it rarely comes clearly labeled or automatically delivered.

Benefits are scattered across employers, government agencies, insurance companies, military systems, and old accounts. Each has its own rules, timelines, paperwork, and language. Miss a deadline or make the wrong choice, and you can lose benefits permanently or lock yourself into a decision that can’t be undone.

Many widowed people either leave money on the table because it’s too confusing, or rush decisions because they’re afraid of doing something wrong.

You Want Security, Not Guesswork

You want to know what benefits exist, which ones apply to you, and how to claim them correctly.
You want to make informed decisions, not rushed ones.
You want to feel confident that you’ve honored what your spouse worked for and protected your own future.

You want to know you didn’t miss something important.

Introducing Claiming Benefits

Claiming Benefits is a step by step course that helps you identify, claim, and manage the benefits available to you after loss without overwhelm or costly mistakes.

It walks you through survivor benefits, insurance claims, employer benefits, veteran and government programs, and often-overlooked sources of support. You’ll learn what to claim, when to act, where to apply, and when to pause and get help.

This course is about being thorough, patient, and strategic so you can move forward knowing you did this the right way.

What You’ll Learn

• Understand what benefits you may be entitled to.
  Learn how to identify survivor benefits, insurance payouts, employer benefits, government programs, and hidden sources of support.
• Make smart Social Security decisions.
  Understand survivor benefits, timing strategies, application steps, and common scenarios so you don’t accidentally reduce your lifetime income.
• Handle life insurance and annuity claims with confidence.
  Learn how to file claims, evaluate payout options, and avoid pressure to make fast financial decisions.
• Navigate employer benefits after loss.
  Get clarity on retirement plans, pensions, health coverage, medical accounts, and compensation you may not realize exists.
• Access veteran and government benefits if applicable.
  Understand VA, military, and government programs and how to use them without getting lost in bureaucracy.
• Find unclaimed and overlooked money.
  Learn how to search for unclaimed funds, organization benefits, and memberships that often go unnoticed.
• Create a clear action plan.
  Track what you’ve claimed, what’s pending, and what still needs follow up so nothing falls through the cracks.

Frequently Asked Questions

1. This feels complicated. What if I miss something anyway?
   That’s exactly what this course is designed to prevent. You’ll learn how to search thoroughly, document what you find, and create a system so nothing is forgotten.
2. Do I have to claim everything right away?
   No. Timing matters, and sometimes waiting is the smarter choice. This course helps you understand what’s urgent, what’s flexible, and what decisions should never be rushed.
3. I’m worried about making the wrong decision with Social Security or insurance.
   That concern is valid. You’ll learn how these decisions work, common mistakes to avoid, and when it’s best to seek professional guidance before choosing.
4. Is this only for people with complex finances?
   No. Benefits affect almost everyone after loss. This course is written in plain language and focuses on clarity, not complexity.
5. What if I feel uncomfortable asking for help or support?
   You’re not alone in that. The course addresses why support exists, how to access it, and why using it is not a failure but a smart step forward.
6. Will this replace a financial advisor or attorney?
   No. It helps you know when professional help is appropriate, what questions to ask, and how to avoid being rushed or taken advantage of.

Claiming Benefits helps you move forward knowing you searched carefully, decided thoughtfully, and claimed what you were entitled to with confidence and care.